Your finances,
finally in one place
Track your budget, savings, investments, pension, mortgage and debts — with a financial health score built around real UK milestones.
The spreadsheet you've been meaning to build — already done.
No credit card. No subscription. No catch.
Everything you need to manage your money
All in one place — no spreadsheets, no juggling apps
Budget
Track spending by category
Goals
Savings goals & emergency fund
Investments
ISA, ETFs & portfolio growth
Pension
SIPP & retirement planning
Mortgage
Repayment & remortgage analysis
Debts
Track & plan repayment
Retirement
Project your retirement income
Household
Manage finances together
Know exactly where you stand
A financial health score across 7 categories — emergency fund, savings, investments, pension, property, debt, and income. 12 levels built around real UK milestones like ISA allowances, FSCS limits, and state pension age.
Manage money together
Share your financial picture with a partner. One person creates a household and shares an invite code — the other joins in seconds. From that point, you both see the same data and track your finances as a unit.
Simple invite
Share a short code with your partner. No email chains, no admin.
Fully shared view
Budget, goals, debts, investments — everything in one shared space.
Your own account
Each person logs in separately. You join a household by choice, and can leave at any time.
Built for the UK
Most personal finance apps are built for the US. This one isn't. The Spreadsheet speaks your language.
Your data, your control
We take data security seriously. Your financial data is sensitive — here's how we protect it.
Row-level security
Every row in the database is locked to your account. No other user can ever access your data — enforced at the database level, not just application code.
Hosted in Europe
Your data is stored on Supabase infrastructure in the EU. We never sell your data, never use it for advertising, and never share it with third parties.
Delete everything, anytime
You can permanently delete your account and all associated data at any time from your settings. No waiting period, no hidden backups.
Tools
No account needed. Just open and use.
Free. No catch.
The Spreadsheet is completely free to use. No subscription, no premium tier, no credit card required. Just sign up and start tracking.
Get started free