Start with the numbers you know, see where you stand, and invite your partner when you are ready. You can improve the detail over time.
Before you begin
You do not need statements for everything. Bring what is easy to find and return to the rest later.
Your spaces
Every account has a Personal workspace. If you create or join a Household, you can switch between your own records and the financial picture you manage together.
Your own planning space for records you want to manage separately.
A shared space for the income, commitments, goals and assets you plan together.
The setup
The guided setup gives you a useful starting point. Everything remains editable afterwards.
Step 1
Register with email and password or continue with Google. If you use email, follow the verification link to activate your account.
Step 2
Begin on your own or tell us you are planning as a household. Choosing Household does not require your partner to be present during setup.
Personal
Household
Step 3
Add your profile, monthly take-home pay and a starter budget. Student finance is optional and can be skipped.
Step 4
Add goals, debts, insurance, investments, pensions and property as they become relevant. You do not need to complete every area on day one.
Step 5
Create a Household from the Household page and send an invitation to your partner. They join with their own account.
Partner invitation ready
Your partner joins with a separate account.
Step 6
Use the dashboard for the combined picture and Financial Level for progress across savings, debt, pensions, investments, property and income.
Financial Level
4
Grounded
Household net worth
£21,500
The first goal is a useful overview, not a perfect financial record. Add what you know today and refine it during future reviews.
Create your account, follow the guided setup and invite your partner whenever you are ready.
